When you are involved in a hit-and-run accident, it can be a very scary and anger-inducing situation. You are likely to feel confused about how someone could leave the scene after potentially injuring another human being.
When it comes to the way that you react to the situation immediately after it happens, it is vital that you first of all make sure that those around you are safe. After this has been established, you can go about gathering more information.
How to gather information about the incident
You should firstly speak to as many witnesses as you can so that they can tell their story to the police. You should also take as many pictures as you can of the accident scene before it becomes disturbed, as well as document the inside of your car, and any damages that have occurred. While it's fresh in your mind, note down any other details, including the time that the incident took place, the location and any information that you observed about the driver and vehicle, such as the color of the car.
How should I deal with my insurance company?
You should contact your insurance company as soon as possible to inform them of the incident. They will conduct their own investigation to try and establish what happened. This will help them make an informed decision. If you have uninsured motorist coverage, you will likely be covered in a hit-and-run accident.
If you have been involved in a hit-and-run accident and you are not sure of your rights, it is important to research thoroughly so that you understand what you are entitled to.
Source: DMV, "Tips For Handling A Hit And Run Driver Claim," accessed Feb. 07, 2018